Child Support in New York

Any couple that goes through a divorce has to deal with many issues, but those that have children usually go through even more acrimony when dealing with custody and support for their children. Child support is financial support provided by the noncustodial parent. Child support includes, cash payments (based on the parent’s income and the needs of the child), health insurance for the child, payments for child care, and payments for reasonable health care costs that are not covered by health insurance. Family Court determines the amount of child support the noncustodial parent will pay. Under New York State law, parents are responsible for supporting their child until the child is 21 years old.

There are guidelines in which the court uses to determine the amount of child support that is owed to the custodial parent, based on the noncustodial parent’s adjusted gross income and on the number of children involved. The court first determines the noncustodial parent’s gross income. The court then multiplies the adjusted gross income by the standard guideline percentage for the number of children. These percentages are as follows:
17% for one child
25% for two children
29% for three children
31% for four children
at least 35% for five or more children.
Then the noncustodial parent’s share of child care, medical, and educational expenses is added to the income percentage amount. The combined amount, percentage of income plus share of expenses, is the basic child support amount.

For incomes over $130,000, the court determines whether or not to use the percentage guidelines and may consider other factors in setting the full child support payment.

The main problem that many noncustodial parents have an issue with is that many fill out long and tedious expense forms and when it comes time to determine the monthly the courts do not take into consideration the expenses of the noncustodial parent. If you cannot pay your child support you can file a “petition for modification” with the court that issued the support order. Only the court can change what you owe. Just because you think you cannot pay, do not stop paying. Continue to pay what you can while you wait for the court to make a decision. You should know that the court will only change the amount of support you need to pay if there has been a substantial change in your ability to pay.

Dealing with child support and child custody it can be very emotional, remember that in the end you want what is best for your children.

Protect Your Child’s Future With Mutual Funds

You might not be able to imagine you could afford your child’s dreams and wishes for the future right now. But that could change if you use the right tactics. There is a way that can help you to prepare for the your child’s future – mutual funds. There are many funds that can help you invest in specific plans that augment your child’s future. The plans tend to vary based on the age of the child you’re investing for. If you’re investing for an infant or a child of up to 5 years – investments are likely to be equity based. Generally, the investment period could be up to around 15 years from when you start investing your money. This is the best time for you to start investing. It gives you more time with which you can build up your assets. You end up with more time in which you can keep investing money into the mutual fund.

Once your child is around 6 or 7, start considering a balanced fund. Even if you’re leaning a bit towards equities, that’s alright. But by this time, you shouldn’t rely only on equities. This is because you’ll have less time with to invest. Relying on equities means exposing your capital to volatility. At this point, the fund you choose needs to be balanced with a great deal of safety too. The investment period should range up to about 12 years. It gives you comparatively less time – for both investing and for you money to grow. Once the child reaches teens, don’t take any risks with your capital at all. Get a children plan with emphasis on debt funds rather than equity. You will have an investment period of around 5 years at the most, so don’t take risks with your money. Let it grow slowly but safely with debt funds.

Why debt funds? The investment period is too small for you to take risks with your money. You’ll need your money back in five years. Equity is simply too dangerous when you would need the money back in such a short while. Investing in debt funds helps to gain at least some level of interest on your money. You should have a good option for liquidity when you’re investing, though. Whatever plan you want to choose, ensure you have a fair idea of what you want when the investment comes to an end. You don’t want to fall short of the money you need. If you need more money, start investing earlier. Your money will have enough time to grow that way.

Childrens Fairy Duvet Covers Duvet Covers for your Little Princess

When you shop online, you will find childrens duvet covers in a variety of colors and styles. Smart parents will shop for duvet covers that not only keep their children warm but stimulate their curiosity. It is important to remember that children should not have to turn off their imaginations when their parents turn the nightlight on. Bedding that engages your childs interest and imagination will inspire her to spend more time in her room playing games that develop her creativity. It will also make her much more willing to go to bed at night so that she and you can get some much needed rest. Buying high quality childrens fairy duvet covers for the treasured fairy princess in your life will encourage her artistic and creative tendencies and make it easier for her to go to her room at bedtime.

Duvet covers in colors that fall in the pink spectrum are especially designed to appeal to little girls. From the sweetness of Tickled Pink and the demureness of Quilt Pink to the whimsy of BeBop Pink and Feeling Groovy Dots, pink is the color for little girl who loves the glamour of playing dress up. When it comes to pleasing your little aspiring fairy princess, consider the range of childrens fairy duvet covers that are available online. A Glitter Princess duvet cover could be the bedding of her dreams. For little girls who are part princess and part tomboy, a Rhinestone Cowgirl duvet cover may be a better choice.

Childrens fairy duvet covers cater to your childs imagination and creativity. However, duvet covers must be functional as well as fun. Remember that duvet covers protect your childs comforter from stains and spills and everyday wear and tear. Look for duvet covers that are 100% cotton and machine washable. These duvet covers will help you keep your little princess in the best luxury childrens bedding without the hassle and expense of frequent dry cleaning.

Remember that your childs moods and interests are subject to change. It is therefore highly recommend that parents collect two or three different duvet covers. With more than one duvet cover on hand, you can change your childs bedroom dcor as frequently as you and your young fairy princess wish. Your daughter may feel like a ballerina today and want to cuddle up at night under the playful pinks of a Taffy Candy duvet cover. Tomorrow, she may prefer a more dignified duvet cover with a Miss Priss Paisley theme. You never know, she may even develop an interest in paleontology and clamor for a Jurassic Dinosaur duvet. It is best to be prepared!

Chandler Divorce Lawyer- If a parent has custody, will they receive child support payments

Yes, as we talked before, there can be sole custody. And when you are the custodial parent and there is a non-custodial parent, that non-custodial parent enjoys visitation.

However, as you’ll remember, child support and custody are not one and the same. They are not attached to each other. In a child support scenario, the court takes into effect that there’s a custodial parent and a non-custodial parent. But what the court really bases its decision on when child support comes up is how much do both parents make? How much visitation do they each have?

That’s really what it looks at. So, you could be the custodial parent. However, a non-custodial parent could share visitation with you 50-50, meaning you have your child 50% of the time. The other parent has the child 50% of the time. And if you both make a similar or equal income, there won’t be any child support awarded.

That’s what you’re looking at. Custody doesn’t necessarily drive child support. You really should be looking at–and what we discussed earlier–is you really should be looking at those four markers.

If you think that you and your spouse can make medical decisions together because you have during the marriage-

If you believe that the two of you can make legal decisions together because, again, you have done so during the marriage-

If you’ve already made a religious decision, meaning you’ve chosen a religion that you want your children to be raised in or you’ve chosen not to raise your children in a religion (That’s also a decision.) and you’ve already made that decision-

And, finally, if you’ve chosen the education, meaning you already know what elementary school or middle school or high school your child is going to be attending, you’re probably a better candidate for joint custody than you are for sole custody.

Because, as we talked about before, sole custody is in that event when the other parent is a very poor decision maker and we can prove those poor decision makings through legal documents, through police reports, and through medical records.

But child support is more often based on financial resources of both parties, and it’s never been based on custody decisions.

Adult Siblings Caring For Elderly Parents

For adult siblings who find themselves caring for their elderly parents, whether as hands on caregivers or by finding the proper outside medical team, having these positions can cause a lot of stress and conflict. Brothers and sisters might have different ideas about how to care for mom or dad and might not have the patience or the skills for compromise or proper communication among themselves. There might be one particular sibling who acts as a leader but can push their ideas too strongly onto their siblings. Another cause of conflict is when one sibling feels like they are providing most or all of the care and feel resentment towards the siblings they feel are not doing their fair share. This sibling is usually the one who lives closest to the elderly parents.

Sometimes being put into the position of caregiver can bring up many years of arguments and hurt feelings. In some families, mom or dad might have had a favorite child, and the other siblings might still resent that child and believe they should take on the bulk of the parental care.

Other topics that can induce stress onto families include:

1.Illness family members might have to make decisions about long term care or treatments for illness or disease

2.Finances adult siblings might have to provide some financial assistance to their parents, which can be very uncomfortable if the siblings have different financial situations themselves (i.e. the rich sibling will be expected to pay more)

3.Inheritances on the flip side, wealthy families might have to contend with inheritance issues including prior knowledge of uneven distributions from the will or estate.

Even adult siblings who have good relationships with each other should be prepared for added stress when caring for their elderly parents. One of the best ways to deal with this stress is to address issues as they arise and not let any resentment or tension build into a boiling point. Outside counseling or guidance from a social worker can help ease these tensions and make the whole family, including mom and dad, happy.

Kids Vs. Cooperation Four Ways To Get Them To Listen To You!

How many times have you said, “Don’t do that” only to have your youngster continue rocking back on the dining room chair? There are four errors with that statement. Let’s consider each tip individually.

1.Be Positive – If you want your young children to cooperate, you need to inform them precisely what you wish them to do, rather than what you don’t want them to do. Don’t and can’t are invisible commands. Kids only hear what comes after. Therefore, they translate “Don’t rock back on the chair” into “Rock back on the chair.”

2.Be Precise – When you said, “Don’t do that,” your youngster doesn’t know what you mean by “that.” It could mean rocking on the chair, chewing his gum, or teasing his sister. When you want to prevent inappropriate behavior, you must let the kids know precisely what form of conduct you expect. Here’s a positive alternative with precise information: “Put your chair down so all four legs stay on the ground.” Now junior is aware of what you want.

3.Add a reason – Certainly, he understands what you want, but he doesn’t know why it’s in his best interest to obey. To a kid, a parental request sounds like a dictatorship. Unless you offer an explanation, your youngster will continue to disobey. Add this sentence to your request: “So you don’t crack your head open after you fall.”

4.Add humor – Up to now, you’ve instructed your youngster what to do in a specific manner while providing a reason to obey. When you add humor, your child laughs, and the happy endorphins generate a message in his brain that says your request is acceptable to him. Add the last part of the sentence: “So you don’t crack your head open after you fall like Humpty Dumpty.”

So there you’ve got it, an effective way to get your little ones to cooperate. It’s no secret that when kids understand what you want and why you want it, told in a pleasant manner, they don’t have any option but to comply! (Well, almost always!)

Reviews For French Language Software For Kids

French language software for beginners, intermediate, and advanced levels are very easy to find. But finding ones for children are not that easy to come by. Good news for parents who wish to include French as part of their children’s learning, there are versions for children. Not a lot, but they are there and they are quite good in fact. Good enough for the kids and the parents who knows not a single vocabulary in French.

Jump Start Languages

This is actually considered one of the best, Jump Start learning tools generally are. This software is great for kids to learn French starting at the age of about 6 years. There are cartoon characters, games, nursery rhymes, play that the young learner will learn to enjoy and its entertainment value is a great way to grab the attention of the child. However, these are only for kids, if the parents see that they can go to the next level then the beginners French language software should be used to follow up the progress.

Mia’s Language Adventure

This is not purely French language software, it actually includes Spanish. The approach is solving a mystery in two levels. Again, focused on children 6 years and above, the levels are limited and the beginner software should follow up the learning of the child. This is a successful program because it can make learning the language fun for the child. But the child may not find the beginner software as much fun so it is left to the parent to make it fun for them.

Kids Speak French

This is an award winning French language software for kids containing more than 700 words and phrases which are featured with animations. The vocabulary and phrases include greetings, numbers, addition and subtraction as well as recognition and naming of school supplies, the weather conditions and differences and many more. There are also twelve worksheets which can be printed and worked on by the child.

Easy Speak French

This combines the beginner and intermediate levels and can actually be used to follow up the learning of the child made by the software which focused on children starting at 6 years. This program if geared towards the 10 years old and older, and features animated and cartoon characters that are quite different compared to the rest, sort of like a Beavis and Butthead rendition. This has a freestyle format which is great for the active 10 year old who does not like the linear approach.

Rosetta Stone French

This is another award winning software that is geared to the 10 years old and above. This will take over where the younger set software left off. Rosetta is known to be successful to adult learners and have extended their expertise to the younger set.

Copyright (c) 2010 Nick Clipton

Student Credit Cards What Every Parent Should Know

Your young adult offspring is heading off to college for the very first time. Chances are she is well equipped with all of her bedding, music,laptop computer, compact refrigerator, and a whole assortment of other items in tow to keep her happy. There is one thing that you may have overlooked, a real help for students and a godsend for parents: a student credit card. Yes, credit cards are an invaluable part of every student’s college experience if used wisely. Let’s take a look at some benefits of giving your son or daughter their very own credit card.

Let’s Buy Books. After paying tuition and boarding costs, it can be easy to overlook another big expense: books. Do you really want your son or daughter to carry around hundreds of dollars in their wallet to pay for books and supplies? Probably not. All college bookstores take student credit cards and with every credit card statement you can easily and accurately track expenses for tax purposes. No need to collect a bunch of receipts either: the proof is on the credit card statement.

Incidental Expenses. Likely, your child enjoys some “cooling off” time especially after completing exams or working on a difficult school project. A credit card can be a good way to pay for a couple of pizzas or provide for a night out at “the game.” In addition, if your son or daughter wants a new pair of jeans or shoes, a student credit card will help them make that purchase.

Life’s Little Emergencies. God forbid, but if your daughter has an emergency and must be rushed to the hospital, in many cases she must show payment information along with her personal identification and medical card before being treated. A student credit card can fast track your daughter to wellness and give her help in a time of crisis. When you cannot be there to help, a student credit card can provide quick access to needed care.

Road Wise. If your student goes off to college and he takes a car with him, how will he and you handle a problem if the car requires maintenance or repairs? Wiring money is aggravating and a hassle especially if the emergency occurs late at night or on a weekend. By equipping your student with a credit card you can get his car running again and give yourself and him plenty of peace of mind.

Yes, you must counsel your child to use their student credit card wisely. By reviewing every credit card statement monthly, you can help your son or daughter show responsibility and achieve financial independence.

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Five ways to convey your love to your parents

Sometimes it’s hard for you to understand your parents for a generation gap. Yes, we all know how it feels, but keep in mind, it’s your parents who picked you up every time you fell down when you were young. Here are five ways to deliver your love to your folks.

1. Don’t just give them gifts on Mother’s Day or Father’s day. Do you often give your significant other a gift? Does your partner give you gifts from time to time? Well, we find no reasons to exclude your parents from your gifting lists. Tell how you love them with some small gifts from time to time.

2. Spend more time with your parents. If the CEO of the world’s biggest company can spare time to visit his parents, so you can. Please remember girls, work and minor troubles in life will come and go, but your parents are always there to stay. Take more time out to accompany your them.

3. Look over the photos of your childhood with your parents, we will know how it feels to spend time with the kids until we have our own children. Why not prepare a photo album and browse it with your parents? They will be glad to recall the happy old days.

4. Visit your parents with your partner to give them a surprise. We believe that all parents will love it if the partner of their children go to visit them together. This gives them a sense of extended family. And deep inside, they will know you are with a person who worth being entrusted.

5. Call your parents regularly. ” Hello, I’ll be on business this afternoon. I just make a call to see whether you’re okay.” Is this hard to tell this on phone? You know your calling will make them smile. You can make them feel your love without giving too much. Put our advice into your daily life. Your parents will definitely get love and care that they deserve.

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Custom Kids Pajamas Its All So Much Cheaper And Simpler Now

Getting ready for bed can be a fun time for your child if you help to make it that way. Custom kids pajamas can be just one thing that can make your child’s bed time so much more fun, which means more time for yourself in the evenings. So does this mean that you have to shell out a bunch of money to have them made or spend endless hours sewing them yourself?

Affordable Online Sources

Hardly, because now there are any number of affordable online sources for custom clothing including kids pajamas. So how does it work? Will your kids pajamas be truly custom, meaning that you helped to create the design yourself, or will you have to choose from a selection of already created, so called custom pajamas?

Buy Just One Pair If You Like

Thanks to new digital printing technology, you can have any design, name, or words that you want printed on your kids custom pajamas or any clothing for that matter. Also, unlike older style silk screening, you don’t have to buy a bunch of them in your order. In fact, you can even have just one pair created and they will still be affordable.

Your Exact Design

So, come up with any design that you like and then contact any one of the online sources that specialize in kids custom clothing. They will take the image that you provide for them and scan it directly in to their digital textile printers memory. Then from there, the image and or words that you provided is printed directly onto the kids clothing item that you ordered.

More Savings

Its so quick and easy that your kids custom pajamas can often be heading for you in the mail the same day that you sent them your design! Also, because online sources always beat local retail establishment prices, you will save on the cost of the pajamas that get printed on. This means that in the end, your custom kids pajamas won’t cost you much more then a a pair of standard kids pajamas from a local retail establishment.